The consequence of not providing the correct information is that you may receive an offer, but that your application will be rejected before the money is paid, in connection with the banks verifying the information you have provided.

It can be difficult to remember how much you owe exactly on a given date and what types of loans you have – for example, it can be mortgage loans for the home, car loans, installments on a trip or a TV or one or more private loans. It can be especially difficult if, for example, has taken a home loan with his cohabitant or spouse, or bought a car together – where you really only owe half of the remaining loan amount.

If you do not fully know how to find the exact information on what you owe, there are places you can look to help you get an overview.

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Start by looking at your Good Finance overview

Start by looking at your Good Finance overview

Your Good Finance overview gives you a quick overview of what is being drawn on your account every month and is a good way to see who you are withdrawing from.

You can use this overview as a starting point to examine who you owe money to, so that you know where to look to know how much you owe at the time of application.

Remember that repayments on furniture and electronics are also considered as a loan, even if you do not pay some interest and in some cases do not pay installments and therefore do not appear in a Good Finance overview. You must therefore always include all remaining installments for the things you have purchased.

Always include your share of debt you have with others in your application.

Always include your share of debt you have with others in your application.

If you have bought a home, car or other things with your cohabiting partner, spouse or acquaintance, you should always remember to take your share of the remaining debt when you state how much you owe. It may therefore sometimes be helpful to ask what your share of the remaining debt is when you state how much you owe. It may therefore sometimes be helpful to ask what your share of the remaining debt is if you do not have the opportunity to find this information yourself.

Housing and car loans you can see in your online bank

Housing and car loans you can see in your online bank

Often, a lot of money lends to his home or car, and deducts with a fixed monthly service, over many years.

It can therefore be a little difficult to know how much you exactly need to pay off on your home or car loan at a given time, so it can be a really good idea to enter your bank’s online bank, to see what the exact residual debt is.

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